Live transaction feed
Every connected card and bank account in one feed. 16,000+ institutions. No new card.
At a glanceClyr vs Vergo at a glance
On your cardsWhat Clyr runs on the cards you already have
Receipt capture and matching
A text at the swipe. The photo matches the charge. Email and no-login links cover everyone else.
Job and property coding
Code the charge to the job, cost code, property, or GL before close.
Approvals and accounting sync
Approvals run, then QuickBooks gets the line-level customer/project, class, and billable, with the receipt attached.
The differenceSame cards. Further through the close
Both products connect cards a company already holds. Vergo's site describes receipt capture, approval workflows, and a sync of coded entries into the ERP, which stays the system of record. Its comparison page says it does not pay invoices.
Clyr keeps going on that same feed: receipt matching, job and property coding, approvals, QuickBooks with the receipt attached, a two-way sync with AppFolio, and ServiceTitan for bills, refunds, and vendors. Clyr is not on the ServiceTitan Marketplace.
PricingPricing model
Clyr does not list a price on this page. Vergo's site says pricing depends on company size and the modules in use, and that a proposal comes from a demo. Check both before you decide.
What Vergo's site says
Expense and AP automation built around an ERP. It connects existing Visa, Mastercard, and American Express cards, collects receipts, routes approvals, and syncs coded entries. The ERP stays the system of record. It does not pay invoices.
Who should choose Clyr
Construction companies, property managers, field service companies, and their bookkeepers who want a live feed on the cards they already have, plus receipt matching, job and property coding, approvals, and accounting sync.
MigrationSwitching from Vergo to Clyr
The cards stay, so nothing migrates on the card side. Connect accounting and the property or field system you already use, set coding rules, and have cardholders submit receipts by text. Vendor bills go through Clyr from that point.
FAQFrequently asked questions
Is Clyr a good alternative to Vergo?
Yes, for construction, property management, and field service companies, and for their bookkeepers. Clyr runs a live feed on the cards you already have, matches receipts, codes spend to jobs and properties, routes approvals, and syncs to accounting.
Does Clyr work on the cards we already have?
Yes. Clyr does not issue a card. It connects the cards and bank accounts you already have, across 16,000+ institutions, and shows them in one live feed.
Does Vergo pay vendor bills?
No. Vergo's comparison page says it captures, codes, approves, and syncs invoices, and it does not pay them. Clyr pays vendor bills after approval.
What does Clyr sync with?
QuickBooks, with line-level customer/project, class, and billable, and the receipt attached. Also Sage Intacct, NetSuite, and Xero. AppFolio is a two-way sync. Clyr also connects to Procore, Buildertrend, and Jobber. ServiceTitan sync covers bills, refunds, and vendors. Clyr is not on the ServiceTitan Marketplace.
Does Vergo connect existing cards?
Yes. Vergo's site says it supports Visa, Mastercard, and American Express, with no need to switch cards or open new accounts.
Keep exploring
Get a demoKeep your cards. See the feed.
Bring a card you already have. Watch one charge move from the live feed to a matched receipt, a job or property code, an approval, and the accounting sync.