Card expense managementCard expense management without switching cards
Clyr connects to the cards and bank accounts you already use. Transactions stream in, get matched to receipts, and arrive in your books fully coded.
What you get with ClyrYour cards, our software
Bring your own cards
Amex, Visa, and Mastercard, plus bank and checking accounts across 16,000+ supported institutions. Keep your rewards, your credit lines, and your banking relationships.
Know the moment a card is used
The cardholder gets a text when the transaction comes through and replies with a photo of the receipt. Finance sees one feed.
From swipe to coded expense
Receipts match themselves, rules and AI fill the coding, and the finished expense syncs to your accounting or management platform.
Personal and business, kept separate
Business spend on a personal card becomes a reimbursement; a personal charge on a company card gets flagged for repayment.
The core argumentThe software adapts to your stack, not the other way around
Corporate card platforms usually come with a catch: to get the software, you take their card. That means new credit approval, lost rewards, and a payments migration nobody asked for. For a company that already runs on an Amex program or a relationship with its local bank, that is not an upgrade, it is a tax.
Clyr goes the other way. The cards stay. The bank stays. The software adapts to your payment stack instead of replacing it.
What connectsWhat connects, and what stays yours
American Express
Connects directly to Clyr.
Visa and Mastercard
Connect through card feeds.
Bank and checking accounts
Connect across 16,000+ supported institutions.
Whatever the source, everything lands in one transaction feed per team, so finance stops reconciling five statements from four issuers.
At the moment of purchaseReal-time transaction alerts by text
The best moment to collect a receipt is the moment of purchase, while the person is still holding it and still remembers what it was for. Clyr texts the cardholder when the transaction comes through; they reply with a photo, and that is the whole task.
No app to install, no expense report at month-end, no bookkeeper playing collections in week three.
The whole pathFrom swipe to reconciled
The swipe happens on the card you already carry.
Clyr texts the cardholder, who replies with the receipt photo.
The receipt matches itself to the transaction in the background.
Coding fills in from your rules and AI prediction: account, job, property, cost code.
Exceptions route through approvals instead of quietly landing in the books.
The finished expense syncs to your accounting or management platform, receipt attached.
Corporate card reconciliation stops being a month-end project because it happens continuously.
AccessWho sees which cards
Card spend is only useful if the right people can see it and the wrong people cannot. Roles in Clyr are set per area of the product and scoped per entity, so a regional manager sees their region’s cards, a bookkeeper sees the coding without the settings, and the owner sees everything. Unusual card spend can route through approval policies rather than landing unreviewed.
Clean booksPersonal and business, kept separate
Cards are typed as personal or business, and the two never contaminate each other. A personal charge on a company card gets flagged and tracked for repayment; a business purchase on a personal card becomes a reimbursement. Job costs and client invoices only ever contain business spend.
FAQFrequently asked questions
Do we have to switch cards?
No. That is the point of the product. Amex, Visa, Mastercard, and bank accounts across 16,000+ institutions connect to Clyr as they are.
How fast do transactions show up?
The cardholder gets a text when the transaction comes through, and the expense is built from there.
What if we use several banks and card programs?
They consolidate into one transaction feed per team, so finance reviews one list instead of five statements.
How does reconciliation work?
Continuously. Receipts match and coding fills as transactions arrive, so month-end is a review rather than a rebuild.
What happens to a personal charge on a company card?
It gets flagged and tracked for repayment, and it stays out of job costs and client invoices.
Who can see card spend?
Whoever your roles allow. Permissions are set per area and scoped per entity, so people see their own slice and nothing else.
Get a demoSee it on your own spend
Book a 20-minute demo. Bring the cards you already carry; we will connect one and show you the whole path from swipe to synced.